Get one month free* when you join on combined cover by January 15*

*For new members who have not been a member during the last 12 months, joining on combined hospital and extras cover, paying by direct debit. Must pay first month to receive one month free. Offer only available via Frank website or phone joins. Not available with any other offer or Frank OVHC. Offer ends 15 January 2025.

easy as health insurance.

 I need health insurance for choose just me me & my partner me & my family me & my kids , Living in choose VIC ACT NSW NT QLD SA TAS WA Covered for choose hospital & extras hospital only extras only
Switch to Frank Freedom Flexi Covers Medicare Levy Surcharge
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Frank mobile app

Want to check your annual extras limits, make a claim or pay your premiums on the go? Easy. Simply download the Frank mobile app today.

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Freedom limit, flex it your way

Our freedom hospital and extras bundles give singles and couples one flexible limit to claim on your included extras each year. Now that’s freedom.

And the longer you stay with frank, the more you can claim. For example, our Saver bundle gives you an extra $100 to claim on your freedom limit each full calendar year, with a maximum of $400 after 4 years of continual cover.

Find out more
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Simple to use

Claim online or at your provider. It doesn’t get more simple than that.

30 day cooling off period

It’s ok to change your mind. Tell us if you’re not happy within 30 days of joining and we’ll cancel your cover plus refund any premiums paid (as long as you haven’t made a claim).

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Choose your own provider

Don’t go with someone you don’t know. It’s your health so we let you choose your own provider.

Our customers speaking frankly

I signed up for a Frank Health Insurance policy after 13 years with my old provider. WOW! What a difference. Every dealing I have had has been spot on and my policy is great value. I have just lowered my level of cover to learn that my level of extra cover hasn't dropped, only the % I get back on each provider visit. I don't think it gets much better than that?! I was honestly blown away.

Leigh

I've been with Frank for a number of years now and love their system. It's clear, you can speak to people AND have a record of what you've asked and info you've received. The web site is one of the best designed information sites I've seen. Claiming is extremely easy and their staff are knowledgeable and efficient. Couldn’t' recommend Frank highly enough.

Robyn

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